Builders Risk Insurance: Protect Your Construction Project
What Is Builders Risk Insurance?
Builders risk insurance is essential coverage for any construction project, protecting against financial loss due to unexpected damages or delays. Whether you’re building a new structure, remodeling, or renovating, this policy safeguards your investment from risks such as fire, theft, vandalism, and weather-related damage.
Why Do You Need Builders Risk Insurance?
- Protects Your Investment – Covers damage to materials, equipment, and the structure while under construction.
- Covers Theft & Vandalism – Prevents costly losses from stolen or damaged building materials and tools.
- Safeguards Against Weather Damage – Provides protection from wind, hail, lightning, and other natural disasters.
- Covers Construction Delays – Helps with additional costs due to project delays from covered losses.
- Meets Lender & Contract Requirements – Many lenders and project contracts require builders risk insurance.
Who Needs Builders Risk Insurance?
This coverage is essential for:
- Homebuilders & Contractors
- Real Estate Investors & Property Owners
- Developers & House Flippers
- Business Owners Expanding or Renovating
What Does Builders Risk Insurance Cover?
- Property Damage – Covers materials, supplies, and completed work from damage or loss.
- Theft & Vandalism – Protects against stolen materials or intentional property damage.
- Fire & Explosions – Covers accidental fires that could destroy parts of the project.
- Wind, Hail, & Lightning – Protects against unpredictable weather conditions.
- Temporary Structures – Includes scaffolding, fencing, and other job-site necessities.
Get a Free Quote Today
Don’t let unexpected setbacks derail your project. Get a builders risk insurance quote today and ensure your construction investment is fully protected. Contact us now to learn more!